Habitat for Humanity of Jefferson County builds decent and affordable homes around Jefferson County, Texas in partnership with families in need of a decent place to live. Habitat homebuyers help build their own homes alongside volunteers and pay an affordable mortgage.
Habitat for Humanity homes look different around the world to fit in with the many styles and traditions found in the communities where the houses are built. But no matter where they are built, all Habitat houses follow the same guiding principles. Decent. Safe. Affordable.
Habitat houses are modestly sized. They are large enough for the homeowner family’s needs, but small enough to keep construction and maintenance costs affordable. Habitat for Humanity uses quality, locally available building materials. Habitat home designs reflect the local climate and culture.
Homebuyer program: We are not currently accepting applications for the Homebuyer program. Watch our Facebook page for the next open application period. Families who need a helping hand purchasing an affordable home can help renovate or build and pay a small monthly mortgage.
Here are the basics:
1. Need: families must need help accessing decent affordable housing and make 80% or less of the area median income.
2. Willingness to partner: families must be willing to help renovate or build their homes alongside staff and volunteers.
3. Ability to pay: families must be able to pay an affordable, zero‐interest mortgage along with taxes and insurance. Although we do not have a minimum score requirement, credit is also a factor. Each report is evaluated on collection activity (exclusive of medical bills) in the last 24 months and patterns of conduct.
